The Oxford club is an independent financial organization initiated in 1989 constituted of members from more than 100 different countries around the world. Its primary objective is to give investment research. The club has analysts who use smart investment strategies for various levels of risk. That helps them achieve and maintain long-lasting wealth. Members of the club get to attend regional seminars, world financial tours and share information through online exchanges. The club researches hundreds of investment opportunities then identifies those with low risk but high profit. These are the opportunities that are shared with members.
Recommendations from the club cover real estate, collectibles, currencies, precious metals, equities, and bonds. The club is also involved in fundraising initiatives. An example is a drive for funds to purchase an X-ray machine for Roberto Clemente – Santa Ana Health Clinic. Oxford Club has an educational arm called Investment U. It was instituted in 1999 as one of the first independent financial education sites on the internet. It provides economic freedom advice through courses, conference, free e-letter called Investment U daily, and videos. The E-letter has a premium version, which includes stock recommendations.
Oxford Club held a Private Wealth Seminar last month in Four Seasons resort in Santa Fe. The seminar focused on how much-retired people should have in stocks. The answer depends on some factors including the size of your portfolio, monthly overhead, age, and health. There is also the issue of having a lot of money in stocks. The seminar urged retirees to calculate the amount of money they need in low-risk bonds to fund their monthly overhead. An average bear market in the United States lasts for 15 months. Living expenses for five years should be set aside.
The seminar urged retired people to use retirement rebalancing to avoid cashing in stocks during bear market results in smaller portfolios when a market rebounds. In a bear market, Oxford Club urged retired people to pay their expenses out of their five-year reserve. In case retired peoples portfolio is too small to set aside five years of expenses, options such as saving more, reducing living expenses, saving more or working longer are available.